Senior Mortgage Underwriter

Advantage tech is looking for a Senior Mortgage Underwriter to join their well established partner organization based in KC,MO.  


  • Analyze and underwrite all mortgage, home equity, and home equity line of credit applications
  • Review property appraisals to ensure adherence to Bank’s Appraisal policy
  • Analyze credit reports on borrowers
  • Examine title reports for clear title
  • Evaluate applicants income, credit, and collateral and recommend loan approvals, declines or counter offers
  • Maintain knowledge and understanding of Federal Regulations and Guidelines, HFS lending policies
  • Ability to understand and meet bank’s Credit Management policies
  • Working knowledge of Microsoft Office and related lending software

Basic Qualifications:

  • High School diploma and some level of higher education attained.
  • Five years’ experience as FHA DE Underwriter & VA SAR
  • Five years’ experience working with FHLMC/FNMA/FHA/VA programs and guidelines, as well as other conventional investors and mortgage insurers.
  • Versed in AUS with a thorough knowledge of loan underwriting and processing functions.
  • Experience with consumer laws and regulations
  • Effective verbal and written communication skills.
  • Ability to make business decisions outside of standard underwriting guidelines.
  • This position may require S.A.F.E. registration. All employees who will be engaged in residential mortgage originations must register with the federal registry system and maintain a status in good standing under the SAFE act requirements. 

Preferred Qualifications:

  • Bachelor’s Degree in business or related field.
  • Experience with establishing and maintaining underwriting controls.
  • Knowledge of the loan application, processing, documentation, and loan selling processes. 
Submit Resume